Deciding when to refinance？

Refinancing your home loan may be because you want to find a better deal, or because your personal situation is changing and you need to change your financial situation.

Refinancing can be done by improving your rates, finding a superior home loan product, or as a vehicle to acquire equity or consolidate debt.

If you're not sure if now is the right time to refinance, ask yourself these questions.

• Has my situation changed recently?

• Has the interest rate changed?

• Is my fixed term ending soon?

• How much debt do I have?

• Do I need money for big-ticket items?

• What is the goal for me and my family?

• Could I benefit from better loan features?

For more information, please consult our credit team

We will provide you with a free customized loan solution.