Home Loan
Our experienced home loan consultants can help you find the best loan product for your situation.
Whether you are a first-time home buyer, owner-occupant, or investor, building a new home, renovating a property or developing a property, we can provide you with free loan services, submit the required documents and get you the loan you need in the shortest time possible.
Australian mortgage application process
Step 1: Talk to a loan manager to understand your current situation and loan needs.
Step 2: Determine your loan amount and choose the right loan product and bank.
Step 3: Collect your information, submit your application to the bank and get conditional pre-approval
Step 4: The bank performs information verification.
Step 5: The bank arranges a home appraisal and the appraiser sends the appraisal report back to the bank.
Step 6: Get formal approval and sign the contract.
Step 7: The bank communicates with your attorney to finalize the delivery date and the home loan becomes effective.
Australian home loan application documents checklist (owner-occupied/investment)
Identity documents: 100-point ID (e.g. passport, Photo ID, driver's license, birth certificate, marriage certificate, medical card, etc.)
Wage income: pay stubs, employer letter, water flow
Self-employed: Tax return, tax clearance certificate
Rental income: Lease agreement or Rental appraisal letter
Proof of assets: bank deposit certificate
Debt information: existing loan accounts, credit cards, personal loans, car loans, student loans, etc.
Purchase information: purchase or construction contract, attorney information, closing information
*Please consult our loan manager for a more detailed list of documents
